What is Health insurance?

Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons.​

What is the Affordable Care Act in simple terms?

Affordable Care Act (ACA) The comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”). ... The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level.

"Depending on your household income, you can qualify for financial help to pay for your health coverage."

Benefits of Health Insurance

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Affordable

In most cases, depending on your annual household income. The average household will qualify for financial assistance. This assistance  or subsidy will help reduce or eliminate entirely the monthly cost of coverage. 

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Financial assistance

If you're a low- or middle-income individual or family, you may be eligible to save money thanks to the Affordable Care Act (ACA) subsidies (also referred to as “Obamacare” subsidies or advanced premium tax credits). These government subsidies are designed to help you pay for health insurance coverage.

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Pre-Existing Conditions

Under current law, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.

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Young Adult Coverage

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old.