Why Whole Life Insurance?

Once whole life coverage has been issued, it cannot be revoked, reduced or cancelled except in cases of non-payment or fraud. This makes whole life insurance appealing because it provides a degree of certainty. 

The decision to purchase whole life insurance rather than term is a personal choice and depends on your finances, age, and coverage goals. The first part of the decision-making process when it comes to choosing between whole life and term is cost.

"With Whole Life Insurance, your benefits will never decrease and your premiums will never go up."

Benefits of Whole Life Insurance

Protection for life 

Coverage with Whole Life insurance ​doesn’t expire or go down in value.

Level Premiums

Your annual premiums will never increase as long as you pay them.

Cash Value

A portion of your premium builds cash value which can be borrowed against.

Guaranteed Death Benefit

The amount your loved ones receive is guaranteed.


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