Why Whole Life Insurance?

Once whole life coverage has been issued, it cannot be revoked, reduced or cancelled except in cases of non-payment or fraud. This makes whole life insurance appealing because it provides a degree of certainty. 

The decision to purchase whole life insurance rather than term is a personal choice and depends on your finances, age, and coverage goals. The first part of the decision-making process when it comes to choosing between whole life and term is cost.

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"With Whole Life Insurance, your benefits will never decrease and your premiums will never go up."

Benefits of Whole Life Insurance

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Protection for life 

Coverage with Whole Life insurance ​doesn’t expire or go down in value.

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Level Premiums

Your annual premiums will never increase as long as you pay them.

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Cash Value

A portion of your premium builds cash value which can be borrowed against.

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Guaranteed Death Benefit

The amount your loved ones receive is guaranteed.


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